Can your business fund what’s next?
See what you could keep—and what it takes to make work optional.
C.S. Wealth, LLC · Fee-only advisor · Carey, Idaho
What would you actually keep if you sold?
Hypothetical example, not advice. Adjust the numbers below.
Find your gap in about a minute.
Work is optional when what you own can pay for the life you want. Take that amount, subtract what the business and your personal assets are worth, and what remains is the gap.
Hypothetical illustration, not advice. It uses simple assumptions, and business value is an estimate, not a certified appraisal. The Blueprint models your actual numbers in ORA.
The Owner’s Wealth Blueprint
One plan that treats your business and your personal wealth as a single balance sheet, then shows the path to close the gap. It is built in ORA, the Owner Retirement Analyzer, which values the business the way owner-operated companies sell and shows what you would keep after fees and taxes.
- Your Wealth GapThe amount that makes work optional for you, and how far you are from it today.
- Business value and taxes on a saleA value estimate, not a certified appraisal, and the taxes tied to selling, so you see what you would keep.
- An investment strategy to close the gapHow your money should work alongside the business to get you there.
- A plan and a timelineThe specific moves, in order, with a realistic timeframe.
See what your plan could look like.
Explore the nine-page example to see how business value, personal wealth and your next steps come together in one plan.
- Your Wealth Gap — what you need and where you stand today.
- What you would keep — a business sale after debt, fees and estimated taxes.
- Your plan and timeline — the moves to consider, in order.
Example report for John Doe. Figures and projections are hypothetical, not guaranteed results or personalized advice. Opens in a new tab.
Know if the Blueprint fits before you book.
It’s for you if
- Profitable todayThe business makes money and you intend to keep it that way.
- $1M or more in revenueEstablished trades, contracting, equipment and similar blue collar companies.
- Planning to live off itYou want to know whether a sale, a transfer or the cash flow can carry you.
- Ready to share the numbersYou will provide business and personal financials so the plan is built on real figures.
It’s probably not for you if
- Early-stage or unprofitableBusinesses that are just starting out, not yet profitable or under $1M in revenue.
- Looking for an appraisal or tax prepWe provide estimates, not certified appraisals, and we work alongside your CPA rather than prepare returns.
- Wanting a quick answerThe Blueprint takes real documents and real time. It is not a five-minute quote.
- Shopping for products or tipsWe build plans and give advice as fiduciaries. We do not sell products or hand out stock picks.
Why do we serve business owners?
Carson’s background is in ranching and farming, heavy equipment, trucking and electrical work. He knows what it takes to build something with your hands, and he holds both a Series 65 license and a Class A CDL. He knows two very different worlds, blue collar work and the financial world, and brings them together for owners like you.
There has always been a gap for blue collar business owners. They work hard their whole lives and hope for the best. They deserve to know a strategic plan is in place.
That is why C.S. Wealth exists: a clear, disciplined process built to help owners reach their goals.
Our advice is based on your situation and your goals.
Where our interests and yours could differ, we tell you openly.
As a fee-only firm, our pay comes from clients, not commissions or product sales.
Hear it from clients.
All testimonials are from current clients of C.S. Wealth, LLC, and none received compensation for providing a testimonial. Reviews appear as submitted through Wiser Review and reflect individual experiences. They are not a guarantee of future performance or results.
Simple, flat and posted up front.
The fee depends on how many businesses you own, because each one adds complexity. No hourly billing and no surprises.
Starts at $2,500 for one business, plus $750 for each additional business. Delivered within 30 days of receiving all the documents needed to build it. Fees are set out in your written agreement.
Book a discovery callOther services are separate from the Blueprint.
- Investment managementOngoing portfolio management built around your goals and your timeline.
- Personal financial planningCash flow, taxes, investments, retirement, estate and risk, planned for you and your family.
- Company retirement plansA retirement plan for you and your employees.
Each is its own engagement with its own fee. Ask about them on your discovery call.
From first call to finished Blueprint.
Discovery call
A short conversation to confirm the Blueprint fits your business and what you want from it.
Send your documents
Business financials, a personal balance sheet and recent tax returns, with a checklist so nothing is missed.
We build it in ORA
Your business value, exit and personal assets go into the model to find the gap and shape the plan.
Delivered in 30 days
Within 30 days of receiving everything, we walk through your Blueprint together.
Find out what your gap really is.
It takes about a minute. If the Blueprint fits, book a call and we will send the document checklist.
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